Water Damage? We Can Help With Your Claim
Water Damage Insurance Claims
Water damage threatens 14.6 million homes in the U.S. Despite being such a prevalent threat to homeowners, insurance companies still make the claims process incredibly stressful. Insurance companies are notorious for denying claims, often using language many homeowners find foreign. And, homeowners feel helpless. Hiring a public adjuster to negotiate with the insurance company is the best way to ensure you get the most out of your claim.
3 Reasons To Hire a Water Damage Claims Adjuster
1. A Public Adjuster Works for You
When filing a claim, an insurance company hires an internal claims adjuster. This adjuster works on behalf of the insurance company and is not in your best interest.
Public adjusters, however, are on your side. They negotiate with the insurance company on your behalf to ensure the insurance company covers all damages and repairs.
The public adjuster can also appeal a denial of a claim on your behalf. Often denying a claim leaves the homeowner feeling like there is little option for appeal.
A water damage claims adjuster knows the ins and outs of the appeals process and can easily navigate those complicated waters.
2. Quicker Process
On average, water damage can cost anywhere between $5,000 and $50,000 to repair. Most people do not have even the lowest end of that to spend at a moment’s notice.
This makes the length of time an insurance company takes to process a claim anxiety-inducing.
Homeowners are left having to be reimbursed for out-of-pocket expenses. While business owners risk having their business shut down.
Waiting for the claims process to complete before beginning repairs and opening back up for business. All the while the business isn’t generating revenue.
Armed with extensive knowledge of insurance claims, claims adjusters work to get your claims processed quicker. Preventing you from paying out of pocket for repairs.
3. Paid When You Are
Whether hiring a water damage claims adjuster or a fire damage claims adjuster, you won’t pay an adjuster anything until the insurance company pays you.
There are no up-front or hidden fees. No stress about having to potentially pay upfront for initial repairs while also paying for the adjuster.
The claims adjuster will typically be paid a percentage of your claim. They will negotiate their fee into the payout so there is no need to worry.
The adjuster is truly on your side and will ensure you get the money you need to put your home or business back together, and they get paid.
No Stress Claims
Hiring a public adjuster means having a no-stress claims process. The insurance company adjuster works for the insurance company to help the insurance company pay out the minimum.
Your claims adjuster gets paid when you get paid, working tirelessly to negotiate the best deal for you in the quickest time frame possible.
Contact our team of experts today and let us help you get the most out of your water damage claim today!
Water Damage Claims Adjuster FAQs (Oregon & Washington)
What does a water damage claims adjuster do?
A public water damage claims adjuster works only for you, the policyholder, not the insurance company. We inspect and document the loss, prepare and value the claim, and negotiate directly with your insurer so your Oregon or Washington water damage settlement reflects the full cost of repairs.
Public adjuster vs. insurance adjuster: what is the difference?
The insurance company adjuster represents the insurer and its bottom line. A public adjuster represents you and is paid to maximize your recovery. See our guide to public adjuster vs. insurance adjuster.
How much does a public adjuster cost in Oregon or Washington?
Most public adjusters work on a contingency fee, a small percentage of the settlement, so you pay nothing up front and we are paid only when you are paid.
Can you help with a denied or underpaid water damage claim?
Yes. If your claim was denied, delayed, or underpaid, we can review the decision, re-document the loss, and reopen negotiations. We also handle fire damage claims and storm damage claims.
Free water damage claim review — speak with a licensed Oregon & Washington public adjuster before you accept a lowball offer. Contact Acuity Adjusters today.
Public Adjuster Service Areas
Our licensed public adjusters serve homeowners and businesses across the Pacific Northwest: Portland, OR · Vancouver, WA · Shoreline, WA · Tacoma, WA · Tigard, OR · Sammamish, WA · Renton, WA · Redmond, WA · Oregon City, OR · Lakewood, WA · Lake Oswego, OR · Kirkland, WA · Kent, WA · Hillsboro, OR · Gresham, OR · Federal Way, WA · Burien, WA · Bothell, WA · Everett, WA · Bellevue, WA · Beaverton, OR · Auburn, WA.
Acuity Adjusters also serves policyholders in Eugene and across Oregon and California — call for a free claim review.