Beaverton, OR public adjuster for underpaid and denied property claims
Acuity Adjusters represents Beaverton homeowners, landlords and businesses in claims against their own insurance company. Flooding along Beaverton Creek and Fanno Creek, winter storms that bring trees down onto roofs and smoke from regional wildfires all lead to claims here, and each one is easy for an insurer to underpay. You pay nothing up front: we are paid only when you are paid.
We answer our phones 24/7/365. Licensed public adjusters for Oregon, Washington and California.
Home › Service areas › Beaverton, OR
Who we help in Beaverton
We work for policyholders anywhere in Beaverton, from Old Town to the Highway 217 business corridor:
- Homeowners in Cedar Hills, Five Oaks, Vose and Denney Whitford, where an older house damaged by fire or water may have to be rebuilt to current City of Beaverton building codes
- Owners of rental houses and apartment buildings, including properties close to the Beaverton Creek and Fanno Creek floodplains
- Office, retail and industrial owners along Highway 217 and the Beaverton-Hillsdale Highway
Bring us a claim at any stage: just filed, stuck in review, paid too little or turned down.
The public adjusters who handle your claim
Delano Howell, founder and public adjuster
A Stanford University graduate and former NFL starting safety with the Indianapolis Colts, Delano has eight years of adjusting experience advocating for policyholders.
Randy Gower, public adjuster, appraiser and umpire
Nearly 30 years in adjusting: Claim Supervisor with COUNTRY Financial over seven offices in Oregon and Washington, more than 17 years as an Executive Adjuster with Adjusters International, and owner of Gower Adjusting and Appraisal Services since 2000.
Every client gets a dedicated claim adjuster, so you always know who is handling your file. Meet the team or verify our California license.
Beaverton claim profile
County records from 2020 to 2024 document these Beaverton events:
Winter storm, January 2024
During the snow, wind and ice storms of mid-January 2024, nearly 100 trees fell across Washington County, many of them bringing power lines down, and the county board declared an emergency on January 16, according to Washington County. A tree through a roof is a storm damage claim, and a pipe that bursts during a long outage is a water damage claim.
Creek flooding and flood insurance
Beaverton’s floodplains follow Beaverton Creek, Fanno Creek and their tributaries. The Beaverton annex of the March 2023 Washington County Natural Hazard Mitigation Plan counts 355 structures in the city exposed to a 1% annual chance flood, 275 flood insurance policies in force and $448,027 paid on 31 flood claims. Standard homeowners policies exclude flood, so where the water came from decides which policy pays.
Wildfire smoke, September 2020
When wildfires burned across Oregon in September 2020, smoke drifted into Beaverton and the Air Quality Index in the city ranged from 108 to 328, the same plan records. Smoke and soot can damage a home far from any flames; see fire and smoke damage claims.
Beaverton contacts for emergencies and repairs
Keep these Beaverton contacts handy if you need help now or are about to start repairs:
- Emergency Services: Dial 911 for immediate danger.
- Fire Department: Tualatin Valley Fire & Rescue (Serving Beaverton, Tigard, Tualatin, and surrounding cities).
- City Building Permits: If you are beginning repairs, you will likely need permits from the Beaverton Building Division.
- Legal Protections: Review the Oregon Insurance Consumer Resources to understand your rights as a policyholder.
Pricing a Beaverton claim
We inspect the damage, write the estimate at what a quality contractor in Washington County charges and negotiate it with your insurer; read how that works for water damage, fire damage, storm damage and vandalism and theft claims.
Where we work
In Oregon, the Division of Financial Regulation licenses public adjusters and helps consumers with insurance problems. Besides Beaverton, we serve policyholders across Oregon, Washington and Southern California; see all of our service areas.
Beaverton claim questions
Does my Beaverton homeowners policy cover creek flooding?
Usually not. Standard homeowners policies exclude flood, which is paid under a separate flood policy; the 2023 county plan counts 275 such policies in force in Beaverton. Water from a burst pipe, a failed appliance or rain coming through storm damage is a different cause and is often covered, so we document exactly where the water came from.
A tree fell on my Beaverton house in a winter storm. What should I do?
Make the home safe, photograph the tree and the damage before anything is moved, and keep receipts for tree removal and emergency repairs. Then call us before you accept an estimate: we inspect framing, gutters, siding and fences as well as the roof.
Can wildfire smoke damage be claimed in Beaverton?
Often, yes. Most homeowners policies list smoke as a covered cause of loss, even when the fire was miles away. In September 2020 the Air Quality Index in Beaverton reached 328; if smoke got into your ducts, insulation or contents, we document it and price the cleaning or replacement.
How much does a public adjuster cost in Beaverton?
Nothing up front. Our fee is a percentage of your claim, and we are paid only when your insurance company pays you.
Talk to a Beaverton public adjuster about your claim
Tell us what happened. We’ll tell you what your policy owes you.
Call us any time, or send your claim details with the form. The first conversation is free.